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A Quick Update on the Monterey Peninsula Housing Market - April 10, 2024



Here is a quick summary of the Monterey County Real Estate Market:

  • Inventory has shown slight improvements over the last month and we are now tracking ahead of 2023 numbers.

  • Sales prices continue to incline due to supply and demand influences.

  • Multiple offers are becoming common place and contingency waivers are on the rise.

  • Price reductions and property withdrawals have been minimal over the last month.

  • The 30 year fixed rate mortgage hovered around 7.0% as of April 10, 2024. The Fed is predicted to have three .25% reductions this year but we will need to wait and see. The next meeting is scheduled in May.


Break Down of Data for Monterey County:

Listings:

  • Currently, there are 387 residential homes/condos/townhomes listed for sale

  • There are 24 properties listed under $500,000 (4% of total listings)

  • There are 172 properties listed between $1,000,000-$3,000,000 (44.4% of total listings)

  • There are 39 properties listed over $5,000,000 (10% of total listings)

  • There are 4.1 months of inventory as of March 31, 2024.

Sales:

  • There were 169 sales in March

  • Average Price per Foot was $695 (up slightly over February)

  • Average Days to Sell was 41 (down slightly from February)

  • Average Sales price to list price was 98.6%

With rates continuing to hover around 7%, affordability is still an issue for many buyers but there may be financing options available so check with your lender.


If you are a buyer:

1. Consult your agent and your loan officer and create a plan!

2. Make sure to get pre-qualified.

3. Don't make big purchases that might affect your bank balances or credit score.

4. Be prepared to act quickly if you find a house you like.

5. Make a list of "must haves" and "like to haves" and be prepared to compromise


Data Source: MLS Listings Inc | Mortgage News Daily

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