A quick summary of a new anti-money laundering law that will take effect in early 2026.

As a longtime realtor and advocate for homeowners across Monterey County, I have heard some terrible stories about homeowners getting scammed, usually when they are under financial stress. Two scams in particular—Equity Skimming and Mortgage Elimination—are targeting homeowners who are trying to stay afloat. Let’s break down what these scams look like and how you can protect yourself and your property. Equity Skimming: Equity skimming happens when a bad actor convinces a str

When mortgage rates fall, the ripple effects across the housing market can be significant. Whether you're a first-time buyer, seasoned investor, or homeowner considering a move, understanding these shifts can help you make smarter, more confident decisions. Lower rates mean lower monthly payments, which translates to increased affordability. For many buyers, this opens the door to homes that were previously out of reach. A drop from 7% to 6.15% on a 30-year fixed mortgage, fo

Here's a brief explanation of the Adjustable Rate Mortgage

For many homeowners, the mortgage rate they secure plays a significant role in their overall homeownership experience. As interest rates...

Tax deadlines are fast approaching! Here are some reminders and helpful links

If you bought, sold or refinanced a home in 2023, make sure pull to your Closing Statement for tax preparation. It contains all the...

Here is a quick summary of the Monterey County Real Estate Market: There is a lot of optimism in the marketplace and predictions are that...

The real estate market has been abuzz with the news of falling interest rates. According to Forbes, the average current mortgage rate on...

With higher mortgage rates and continued higher prices in the housing market, buying a home can seem out of reach for many. Sometimes it...

Interest rates are now sitting around 7.0 percent for a 30 year fixed and some buyers are discouraged and feeling like their dream of...

As we all know, fires have been a big concern in California but in recent years, the frequency and intensity of the fires have escalated...

There are a few contingencies that are listed on the California Purchase Agreement. They can be a bit confusing so today we'll focus on...

If you bought, sold or refinanced a home in 2022, make sure pull to your Closing Statement for tax preparation. It contains all the...

Interest rates have been climbing again this month so it's always interesting to take a look at long term trends to try and put things in...

Interest rates just hit their highest weekly average since 2008 but relatively speaking....they are still far below historic numbers. Can...

Before searching for your new home, you'll want to do the following: Choose two professionals: Find a Realtor® that can help you navigate...

Interest rates have started to climb and with each 25 basis point increase, affordability for home owners will be impacted. Everyone is...

If you need a loan to buy a home, your first order of business is to sit down with a lender and find out how much you can afford....

For many of us, owning our home is the "American Dream", a goal we set when we are young, and a place to put our money for long term...