The Impact of Mortgage Rates on Homeownership: A Look at Historical Trends and Current Interest Rates
For many homeowners, the mortgage rate they secure plays a significant role in their overall homeownership experience. As interest rates...
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April 10th is Property Tax Deadline!
Tax deadlines are fast approaching! Here are some reminders and helpful links
Getting Ready for Your Tax Prep? Don't Forget Your Closing Statement!
If you bought, sold or refinanced a home in 2023, make sure pull to your Closing Statement for tax preparation. It contains all the...
A Quick Update on the Monterey Peninsula Housing Market - January 29, 2024
Here is a quick summary of the Monterey County Real Estate Market: There is a lot of optimism in the marketplace and predictions are that...
Interest Rates are Falling, Optimism is Rising!
The real estate market has been abuzz with the news of falling interest rates. According to Forbes, the average current mortgage rate on...
Finding Capital to Fund a Home Purchase
With higher mortgage rates and continued higher prices in the housing market, buying a home can seem out of reach for many. Sometimes it...
Adapting to Higher Interest Rates
Interest rates are now sitting around 7.0 percent for a 30 year fixed and some buyers are discouraged and feeling like their dream of...
Some Important Information About Home Insurance in California
As we all know, fires have been a big concern in California but in recent years, the frequency and intensity of the fires have escalated...
What's the Difference Between a Loan Contingency & an Appraisal Contingency?
There are a few contingencies that are listed on the California Purchase Agreement. They can be a bit confusing so today we'll focus on...
Getting Ready for Your Tax Prep? Don't Forget Your Closing Statement!
If you bought, sold or refinanced a home in 2022, make sure pull to your Closing Statement for tax preparation. It contains all the...
An Interest Rate Update.....
Interest rates have been climbing again this month so it's always interesting to take a look at long term trends to try and put things in...
Rising Interest Rates....It's All Relative!
Interest rates just hit their highest weekly average since 2008 but relatively speaking....they are still far below historic numbers. Can...
The First Steps Towards Buying A Home... Find Professionals and Get Pre-approved!
Before searching for your new home, you'll want to do the following: Choose two professionals: Find a Realtor® that can help you navigate...
The History of US Interest Rates
Interest rates have started to climb and with each 25 basis point increase, affordability for home owners will be impacted. Everyone is...
Pre-qualified vs Pre-approved
If you need a loan to buy a home, your first order of business is to sit down with a lender and find out how much you can afford....
Why Own Your Own Home?
For many of us, owning our home is the "American Dream", a goal we set when we are young, and a place to put our money for long term...
Don't Forget to Budget for Expenses After You Close on Your New House!
Hooray! You've decided to buy a home, you've sat down with your loan officer and you are ready to close on the American Dream! Your...
Top Obstacles to Owning a Home
In conversations with young people, the idea of buying a home seems like a pipe dream and many give up on the idea and just focus on...
A Periodic Check of Your Credit Report is a MUST!
Credit hacks and data breaches are becoming more regular these days, so checking your credit periodically is important. Equifax, Experian...
Some Good Reminders About Wire Fraud
Here are some great reminders about wire fraud from my partners at Old Republic Title. We always advise that when you receive an email,...
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