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Your Central Coast Real Estate Professional
Debora Sanders
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Protecting Your Home Against Mortgage Scams
As a longtime realtor and advocate for homeowners across Monterey County, I have heard some terrible stories about homeowners getting scammed, usually when they are under financial stress. Two scams in particular—Equity Skimming and Mortgage Elimination—are targeting homeowners who are trying to stay afloat. Let’s break down what these scams look like and how you can protect yourself and your property. Equity Skimming: Equity skimming happens when a bad actor convinces a str


What Happens When Mortgage Rates Go Down?
When mortgage rates fall, the ripple effects across the housing market can be significant. Whether you're a first-time buyer, seasoned investor, or homeowner considering a move, understanding these shifts can help you make smarter, more confident decisions. Lower rates mean lower monthly payments, which translates to increased affordability. For many buyers, this opens the door to homes that were previously out of reach. A drop from 7% to 6.15% on a 30-year fixed mortgage, fo


A Quick Update for the Monterey County Housing Market - October 15, 2025
A quick update for Monterey County real estate market ending September 19, 2025


Government Shutdown: What It Means for Housing Programs Right Now
Here's a quick breakdown the real estate impact of the government shutdown


A Quick Update for the Monterey County Housing Market - September 19, 2025
A quick update for Monterey County real estate market ending September 19, 2025


A Quick Update for the Monterey County Housing Market - August 13, 2025
A quick update for Monterey County real estate market ending August 13, 2025


A Quick Update for the Monterey County Housing Market - March 26, 2025
A quick update for Monterey County real estate market ending February 2025


A Quick Update on the Monterey Peninsula Housing Market - October 22, 2024
Here is a quick summary of the Monterey County Real Estate Market: Inventory has begun to drop as we move towards the holiday season but...


Vacation Homes - The Pro's and Con's on the Monterey Bay
Find out about the pros and cons of short term rentals on the Monterey Peninsula.


A Quick Update on the Monterey Peninsula Housing Market - December 10, 2023
Here is a quick summary of the Monterey County Real Estate Market: Inventory remains low across Monterey County Sales price remain high...


New Ordinance Coming in 2024 to the City of Monterey
On October 17th, 2023, the City of Monterey voted four to one to implement a new rental registry ordinance. Here's a quick summary of...


Important Ordinances in the City of Pacific Grove
Pacific Grove, located on the beautiful Monterey Peninsula, is a charming coastal city known for its natural beauty, Victorian...


Monterey County Update
Buyer demand remains higher than it was during the mid-winter slowdown. The number and percentage of listings going into contract and...


A Quick Update on the Monterey Peninsula Housing Market - March 8, 2023
Here is a quick summary of the Monterey County Market: Sales prices remain high but sellers seem to be taking note of longer days on...


A Quick Update on the Monterey Peninsula Housing Market - January 19, 2023
Here is a quick summary of the Monterey County Market: Sales prices remain high but we are starting to see price reductions throughout...


Some Things to Think About Before You Buy an Old Home
The idea of preserving the integrity of an old home is very appealing to me and I always feel so sad when I see the loss of the home's...


Where Did All The Buyers Go?
How quickly things can change and the real estate market is no exception! The last 2 years saw record sales on the Monterey Peninsula and...


Housing Shortages and Rental Prices in California
I just attended the Monterey Peninsula Chamber of Commerce Annual Leadership Luncheon. We had many of the local mayors, supervisors and...


List High or List Right? That is the Question!
When the real estate market cools, pricing a listing correctly becomes especially critical so it's important to listen to your real...


Are We Heading for a Housing Crash?
People are wondering if this current housing re-balancing is going to be the same as the 2007-10 housing crash? It seems very unlikely...
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