Each year, federal housing agencies adjust loan limits to reflect changes in home prices, and for 2026 both FHA and conforming (conventional) loan limits have increased across California. These updates are especially meaningful for Monterey County, where rising home values have pushed more buyers toward the upper end of financing thresholds. The new limits expand buying power, help more borrowers avoid jumbo loans, and create additional opportunities for first‑time and modera

With higher mortgage rates and continued higher prices in the housing market, buying a home can seem out of reach for many. Sometimes it...

There are a few contingencies that are listed on the California Purchase Agreement. They can be a bit confusing so today we'll focus on...

Interest rates have started to climb and with each 25 basis point increase, affordability for home owners will be impacted. Everyone is...