A Quick Overview of Assembly Bill #1551?
Learn more about Assembly Bill 1551
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APR's Show Substantial Declines over April 2019!
Interest rates continue to remain at historic lows but some metro areas are seeing larger declines than others in their APR's....
Finding Alternatives to Manage Appraisals During COVID-19
During the Shelter in Place order in Monterey County, any house that is not completely vacant, including no furniture, can not be...
The Coronavirus & Mortgage Rates
As we have seen over the last couple of weeks, the Coronavirus is shaking financial markets and it’s hard to know when things will start...
What are all these fees?
Closing costs can run from 2-5% of the purchase price of your home. Wondering what they are? Here's a quick summary: Origination Fees: A...
The Difference Between A Down Payment and an Earnest Money Deposit
If you are a first time home buyer or it's been a while since you bought a home, here is some information that might help: How Much...
Top Three Reasons Why Your Mortgage Gets Denied
The leading reasons for mortgage denials, researchers found: Debt and credit history: 33% of potential borrower’s debt-to-income ratios...
Watch Out for this Fake Bank!
Another scam just hit the streets and it's hard to keep track of them all. Here's the latest...... If you receive a letter from "First...
National News: Mortgage Fraud
Here are 6 types of mortgage fraud that have been found in applications. According to Corelogic, fraud is again on the rise. It climbed...
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