#mortgage

Latest from Debora

Jumbo Loan Requirements Are Getting Stricter!

The Pandemic has triggered tighter requirements and it's making it more difficult for some borrowers to qualify for jumbo loans. These...

Tips to Help Keep Your Credit In The Green When Applying for a Loan

Buying a house and getting a loan can be complicated so it's important be prepared. Here are some tips to help you protect your credit...

APR's Show Substantial Declines over April 2019!

Interest rates continue to remain at historic lows but some metro areas are seeing larger declines than others in their APR's....

Fannie & Freddie Allow Payment Deferral Post-Forbearance

Yesterday, Fannie Mae and Freddie Mac announced that homeowners in forbearance could request payment deferrals and add any missed...

What's Happening in the Real Estate Market This Week?

Despite the pandemic, according to a newly released report from the National Association of REALTORS®. 35% of REALTORS® reported no...

Finding Alternatives to Manage Appraisals During COVID-19

During the Shelter in Place order in Monterey County, any house that is not completely vacant, including no furniture, can not be...

What's the Difference Between Forbearance and Deferment?

Many people who are concerned about making their mortgage payments during the COVID-19 crisis were relieved to hear that their lender...

Beware of COVID-19 Mortgage Scammers!

Unfortunately, in times of crisis, there are still those who look for ways to take advantage of others. Freddie Mac warned this week that...

Mortgage Relief to California Families During the COVID-19 Crisis

Good News! Governor Gavin Newsom announced that financial institutions will provide major financial relief for millions of Californians...

The Coronavirus & Mortgage Rates

As we have seen over the last couple of weeks, the Coronavirus is shaking financial markets and it’s hard to know when things will start...

Wild Fires & Insurance in California

With an increase in wildfires around the world and in California, home insurance has become a hot topic as insurance companies are forced...

What are all these fees?

Closing costs can run from 2-5% of the purchase price of your home. Wondering what they are? Here's a quick summary: Origination Fees: A...

The Difference Between A Down Payment and an Earnest Money Deposit

If you are a first time home buyer or it's been a while since you bought a home, here is some information that might help: How Much...

Some Points About Our California Housing Crisis

Reasons why we don't build enough housing in California Community resistance Water restrictions and lack of water to support additional...

Woman vs Man - Home Purchase Preferences

One in five consumers buying a home today is a single woman. Meyers Research in Costa Mesa, Calif., conducted a survey analyzing the...

Do You Know Your Credit Score?

Your credit score matters so it's important to know where you stand. Federal law allows you one free credit report per 12 month period....

Putting Corporate Money to Work in California!

We have a housing crisis in California and as we know, the Bay Area and Monterey Peninsula are no exceptions. It's a difficult challenge...

What is the Department of Real Estate's Role?

In the Real Estate world, we use a lot of acronyms. You may have seen this one....DRE. It stands for the Department of Real Estate. They...

Top Three Reasons Why Your Mortgage Gets Denied

The leading reasons for mortgage denials, researchers found: Debt and credit history: 33% of potential borrower’s debt-to-income ratios...

A Mortgage Before Marriage!

Times they are a-changing! According to Lending Tree, young adults are getting married later in life. In 1980, the median age of a first...