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Your Central Coast Real Estate Professional
Debora Sanders
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"Master Bedroom and Bathroom" May Soon Be Out!
Although the National Association of REALTORS® says that the U.S. Department of Housing & Urban Development does not believe the term to...


Tips to Help Keep Your Credit In The Green When Applying for a Loan
Buying a house and getting a loan can be complicated so it's important be prepared. Here are some tips to help you protect your credit...


Short Term Rentals Are in Demand Again!
After unprecedented cancellations in March due to COVID, it sounds like short term rentals are now seeing a surge in demand again Urban...


Survey Says.....Dedicated Home Office is Becoming A Top Priority!
No surprise! Sheltering in Place has forced companies and employees to figure out ways to work from home. For many employees, the luxury...


Shelter In Place Update for Monterey County
Yipee! We're heading into Stage 2 Expansion for the Monterey County Shelter in Place order. Face coverings are still required and of...


APR's Show Substantial Declines over April 2019!
Interest rates continue to remain at historic lows but some metro areas are seeing larger declines than others in their APR's....


Fannie & Freddie Allow Payment Deferral Post-Forbearance
Yesterday, Fannie Mae and Freddie Mac announced that homeowners in forbearance could request payment deferrals and add any missed...


What's Happening in the Real Estate Market This Week?
Despite the pandemic, according to a newly released report from the National Association of REALTORS®. 35% of REALTORS® reported no...


Finding Alternatives to Manage Appraisals During COVID-19
During the Shelter in Place order in Monterey County, any house that is not completely vacant, including no furniture, can not be...


What's the Difference Between Forbearance and Deferment?
Many people who are concerned about making their mortgage payments during the COVID-19 crisis were relieved to hear that their lender...


Beware of COVID-19 Mortgage Scammers!
Unfortunately, in times of crisis, there are still those who look for ways to take advantage of others. Freddie Mac warned this week that...


Some Helpful Hints for Utility Conservation While Sheltering in Place
Although we are now saving money on gas and eating out, we need to remember to focus on how to conserve energy and expenses at home. Here...


Mortgage Relief to California Families During the COVID-19 Crisis
Good News! Governor Gavin Newsom announced that financial institutions will provide major financial relief for millions of Californians...


Monterey County Market Update for February 2020
Here is a Monterey County update for February 2020: The median Single Family home cost $699,000 and sold in 28 days for 98% of the list...


The Coronavirus & Mortgage Rates
As we have seen over the last couple of weeks, the Coronavirus is shaking financial markets and it’s hard to know when things will start...


Wild Fires & Insurance in California
With an increase in wildfires around the world and in California, home insurance has become a hot topic as insurance companies are forced...


What are all these fees?
Closing costs can run from 2-5% of the purchase price of your home. Wondering what they are? Here's a quick summary: Origination Fees: A...


Do These National New Construction Costs Measure Up in Your Area?
Residential construction costs can vary from state to state so the numbers below may not apply to your location, especially in Northern...


Great Curb Appeal Creates Better Sales Price
I think we all know that a home that is in good shape, has a manicured garden and looks cared for will be easier to sell than a run down...


The Difference Between A Down Payment and an Earnest Money Deposit
If you are a first time home buyer or it's been a while since you bought a home, here is some information that might help: How Much...
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