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Your Central Coast Real Estate Professional
Debora Sanders
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Wild Fires & Insurance in California
With an increase in wildfires around the world and in California, home insurance has become a hot topic as insurance companies are forced...


What are all these fees?
Closing costs can run from 2-5% of the purchase price of your home. Wondering what they are? Here's a quick summary: Origination Fees: A...


Do These National New Construction Costs Measure Up in Your Area?
Residential construction costs can vary from state to state so the numbers below may not apply to your location, especially in Northern...


Great Curb Appeal Creates Better Sales Price
I think we all know that a home that is in good shape, has a manicured garden and looks cared for will be easier to sell than a run down...


The Difference Between A Down Payment and an Earnest Money Deposit
If you are a first time home buyer or it's been a while since you bought a home, here is some information that might help: How Much...


An Agriculture Update for the Salinas Valley!
I just attended a meeting last week to hear some updates from the Monterey County Farm Bureau. I thought I'd share a brief summary of...


New California Mandates for 2020!
There are lots of new laws in the works for California this year and we continue to be the leader in green house gas emission prevention....


Experts Say...Don't Abbreviate 2020!
Hadn't thought about this until I read this article in my Realtor Magazinge. Good advise to protect yourself against fraud in 2020....


Do You Have a Budget? Are You Sticking to it?
About 74% of consumers say they have a budget but 79% of them fail to follow to it, according to research from crowdsourced shopping...


Smart TV's - Security Alert
As much as we love our smart devices, there is much to be cautious of. In the news this week, it was reported that several families had...


Some Points About Our California Housing Crisis
Reasons why we don't build enough housing in California Community resistance Water restrictions and lack of water to support additional...


Woman vs Man - Home Purchase Preferences
One in five consumers buying a home today is a single woman. Meyers Research in Costa Mesa, Calif., conducted a survey analyzing the...


Do You Know Your Credit Score?
Your credit score matters so it's important to know where you stand. Federal law allows you one free credit report per 12 month period....


California's 39 Million Heirs!
I was talking to a young woman the other day and I found it so sad to see how worried, even scared she was about the future of our...


Putting Corporate Money to Work in California!
We have a housing crisis in California and as we know, the Bay Area and Monterey Peninsula are no exceptions. It's a difficult challenge...


What is the Department of Real Estate's Role?
In the Real Estate world, we use a lot of acronyms. You may have seen this one....DRE. It stands for the Department of Real Estate. They...


Survey Says.......Is it the Right Time to Buy or Sell?
Here is a survey that was published in my Realtor magazine this week. As always, opinions differ depending on your circumstance. #sell...


Want to Build an Accessory Dwelling Units?
That empty garage being used for storage may be the answer to a housing shortage that is affecting markets across the country. Several...


PG&E Outages and Preparing for the Winter Storms
The PG& E shut downs were the big topic of conversation last week. Luckily, Monterey County did not get hit with any power outages but it...


Top Three Reasons Why Your Mortgage Gets Denied
The leading reasons for mortgage denials, researchers found: Debt and credit history: 33% of potential borrower’s debt-to-income ratios...
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